When you have decided on a mortgage lender, you begin the loan process by filling out a loan application.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s).

Be prepared to provide details about outstanding loans or credit accounts, such as student or car loans and major credit card accounts.

You will also need information about your assets, stocks, bonds, and life insurance policies.

If you foresee any credit problems, we can advise on how to keep them from interfering with approval of the mortgage.

We can usually give you a prompt opinion about your chances for obtaining a mortgage.